Integrity Mortgage Corporation of Texas offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide:


FHA
A mortgage loan that is insured by the government through mortgage insurance that is funded into the loan.  Ideal candidates for an FHA loan are first-time home buyers because the down payment requirements are only 3.5%.

VA
A mortgage loan that is available to veterans who have served in the U.S. Armed Forces and, and in certain cases to spouses of deceased veterans.  The main benefit of a VA (Veterans Administration) loan is the borrower does not need a down payment.  The loan is guaranteed by the VA, but funded by a conventional lender.

Stated Income/Stated Asset Programs
Call for more information.  (214) 395-5896 any time.

Arm Loans
An adjustable rate mortgage (ARM) has an interest rate that fluctuates.  The rate can move up or down monthly, semi-annually, annually or remain fixed for a period of time before it adjusts.

Balloon Loans
Call for more information.  (214) 395-5896 any time.

Buy Down Programs
Call for more information.  (214) 395-5896 any time.

Conventional Loans
A mortgage loan other than an FHA, or VA loan is a conventional one.

Non-Conforming (Jumbo Loans)
A mortgage loan above the maximum loan amount established by Fannie Mae and Freddie Mac are known as "jumbo" loans.

Interest-Only Loans
A mortgage loan that contains an option to make an interest-only payment.  The option is available only for a certain period of time.  Some junior mortgages are really interest only and require a balloon payment, consisting of the original loan balance at the time of maturity.

Lender Paid MI Loans
Call for more information.  (214) 395-5896 any time.

100% Financing
At the moment, 100% financing is still available on HUD foreclosures, call me for additional information.